Rs.

Rs.

INCOME:

Interest Earned

Other Income

Total

EXPENDITURE:

Interest Expended

Payment to & Provision for Employees Cost

Other Operating Expenses

Total

OPERATING PROFIT

Provisions & Contngencies

PROFIT BEFORE INCOME TAX

Taxes on Income:

Current Tax

Deferred Tax Assets (Liabilities)

NET PROFIT FOR THE YEAR

 As at 31-03-2020

 As at 31-03-2019

SCHEDULE - 1

CAPITAL

(i) Authorised Capital

2,00,00,000'A' class shares of Rs.25/- each

4,00,000 'B' class shares of Rs.5/- each

(ii) Subscribed Capital

(Held by Individuals and Others)

65,22,056 (previous year's 39,17,358) A class shares of Rs.25/- each

0 (previous year's 1127) 'B' class shares of Rs. 5/- each

Add: Acceptance of share capital during the year 37,39,838 (Pr Yr 26,37,696)

Less:Refund of share capital during the year 104601 (Pr. Yr 33,223)

Total

SCHEDULE - 2

RESERVES AND SURPLUS

(i) Statutory Reserve

Opening Balance:

Additions during the year

Transfer from Unclaimed Dividend

Total

(ii) General Reserve

Opening Balance:

Additions during the year

Total

(iii) Investment Fluctuation Reserve

Opening Balance:

Additions during the year

Total

(iv) Depreciation Reserve for Investments

Opening Balance:

Additions during the year

Total

(v) Common Good Fund

Opening Balance:

Additions during the year

(deductions during the Year)

Total

(vi) Education Fund

Opening Balance:

Additions during the year

(deductions during the Year)

Total

(vii) Special Reserve U/s 36 (i) (viii) of I.T ACT

Opening Balance:

Additions during the year

Total

Total

SCHEDULE : 3

DEPOSITS:

(i) Fixed Deposits

(ii) Savings Bank Deposits

(iii) Current Deposits

iv) Credit Balances in CC/OD a/cs

Total

SCHEDLUE : 4

BRROWINGS:

 Nil

 Nil

(i) From Reserve Bank ofIndia,State/Central

Co-operative Bank: - State Co-op Bank

(ii) From Other Banks

(iii) From Other institutions and agencies

Total

 Nil

 Nil

SCHEDULE : 5

OTHER LIABLITIES & PROVISIONS

(a) Inter-office adjustments(net)

(b) Interest accrued on Deposits

(c) Unclaimed Dividends

Less Transfer to Statutory Reserve

Sub total

(d) Others (Details enclosed)

Total

Details of "Others'under Other Liabilities & Provisions

(i) Overdue interest reserve (contra)

ii) Bankers cheque/pay order

iii) Demand Drafts Payable

iv) Outstanding Liabilities

v) Sundry creditors

vi) Clearing

vii) Sale Officer

vii) Unclaimed Deposits

viii) TDS payable

ix) Provision for Gratuity

x)Provision for Income Tax(net of taxes)

xi) Provision for Bad & Doubtful debts

xii) Provision for leave encashment

xiii) Provision for other Contingencies

xiv) Provision for Standard Assets

xv) Provision for depreciation on investments

xvi) CGSTPayable

xvii) SGSTPayable

xviii) Sundry Creditors PO's Refund

xix) BBPS Funded

Total

SCHEDULE : 6

PROFIT AND LOSS

Profit brought forward of previous year

Less: Appropriations of the previous year

Balance profit of previous year

Add: Profit for the year

Less: Income Tax of earlier years

Less: Appropriations towards Investment Fluctuation Reserve

Appropriations towards Statutory Reserve

Appropriation towards special reserve U/s. 36 (i) (viii) of IT Act

Deferred tax of earlier years

Total

SCHEDULE: 7

CASH AND BALANCES WITH RBI

I) In hand

ii) Balance with Reserve Bank,State Bank of India,

and State Co-Operative Bank

iii) Cheque in Transit

Total

SCHEDULE: 8

BALANCE WITH OTHER BANKS AND MONEY AT CALL AND SHORT NOTICE:

I Balances with Banks

 (i) In Current Accounts

 (ii) in Deposit Accounts

II Money at Call & Short Notice

(i) With Banks

(ii) With Other Institutions

Total

SCHEDULE: 9

INVESTMENTS

Govt. Securities

Treasury Biils

Mutual Funds

Commercial Paper

Investment in Bonds

Total

835,254,247

975,457,761

SCHEDULE : 10

ADVANCES: (Ref: Schedule -19 Note No: B (v)

I

i.Bills purchased and discounted

ii. Cash Credits, Overdrafts and Loans payable on demand

iii. Term Loans

Total

II

i. Secured by tangible assets

ii. Unsecured

Total

III

i. Priority sector

ii. Public sector

iii. Banks

iv. Others

Total

IV

Sub-Classification

Short Terms Loans- Cash Credit, Overdraft, Bills Discounted & other ST Loans

Medium Term Loans

Long Term Loans

Protested Accounts

Total

SCHEDULE: 11

OTHER FIXED ASSETS (INCLUDING FURNITURE & FIXTURES)

At Cost on 31st March of the preceeding year

Additions during the year

Deduction during the year

Depreciation to date

Total

SCHEDULE: 12

OTHER ASSETS:

(i)Interest receivable

On Investments

On Non Performing advances (contra)

ii) Stationary and Stamps

iii) Income Tax refund receivable

iv) Deferred Tax Asset

v) Others (Details enclosed)

Total

Details of "Others" under Other Assets:

i) Staff advances

ii) Prepaid expenses

iii) Telephone Deposit

iv) Rental Deposit

v) Electricity Deposit

vi) Other Receivables

vii) BBPS Payable Account

viii) Clearing

ix) Cheque clearing adjustment account

x) Sundry Debtors

xi)Provision for Income Tax(net of taxes)

xii)CGST Receivable

xiii) SGST Receivable

xiv) IGST

Total

SCHEDULE: 13

Cotingent Liability

i) Guarantees given on behalf of Constituents

ii) Income Tax Demands

iii) Amount Transferred to DEAF

iv) Invoked Bank Guarantee

v)Other items for which the bank is contingently liable

Total

SCHEDULE: 14

INTEREST EARNED

Interest on Loans

Interest on Investments & Fixed Deposits

Interest on Call Money lending

Total

SCHEDULE: 15

OTHER INCOME

Commission, Exchange and Brokerage

Incidental Charges

Income on Lockers

Profit on sale of Mutual Funds

Miscellaneous Income

Excess Provision written back

Profit on sale of Investments

Total

SCHEDULE: 16

INTEREST ON DEPOSITS, BORROWINGS ETC:

Interest on Deposits

Interest on Borrowings

Total

SCHEDULE: 17

OTHER OPERATING EXPENSES

Rent, Taxes, Insurance and Lighting etc

Law Charges

Postage, Telegrams & Telephone Charges

Auditors fees

Depreciation on Fixed Assets

Repairs & Maintenance

Stationery, Printing,& advertisement etc

Premium on Investments Amortised

Interest on income tax

Directors and Local Committee members fees

Ineligible Credit on GST

Other Expenditure

Total

SCHEDULE: 18

PROVISIONS AND CONTINGENCIES:

Provision for Gratuity

Provision for Leave Encashment

Provision for Bonus / Exgratia

Provision for other contingencies

Provision for Standard Assets

Provision for Depreciation on Investments

Provision for Bad & Doubtful debts

Total