| Sl. No. |
Category |
Rate of interest
% |
A. |
Term Loans & Mortgage Loans |
A+ 12
A - 13.00
B - 14 |
B. |
Secured Overdrafts |
14.00 |
C. |
Cash Credit |
14.00 |
D. |
Misc. Loans |
|
| |
Vehicle Loans (Upto Rs. 5.00 lakh) |
12.00 |
| |
Vehicle Loans (Above Rs. 5.00 lakh) |
12.00 |
| |
Housing Loans |
12.00 |
| |
Loan against NSC/KVP/LIC Policy etc. |
11.00 |
| |
Consumer Durable Loans |
14.00 |
| |
Revolving Vehicle Loans |
12.00 |
| |
Loan / Limit to Real Estate |
14.00 |
| |
D L / OD Limit Against Deposit {To Self ( Deposit Rate +)} |
+1.00 |
| |
D L / OD Limit against deposit{Third party ( Deposit Rate +)} |
+1.50 |
| |
S O D against Gold / Jewelry |
12.00 |
| |
Vardhaman Smart Gold Loans (One Year) |
9.75 |
| |
Vardhaman Short Term Gold Loans (6 Months) |
9.75 |
| Rate of Interest are subject to change from time to time. |
