Unclaimed Deposits Under DEAF Account. Click here to view list. Click here to download Form for Regulatory Package- COVID-19 - Option for Moratorium of Term Loan Instalments and/or deferment of payment of interest on OD/CC accounts.

Mobile Banking Service

rbikehtahai.rbi.org.in

Rupay PaySecure / E-Commerce

About Us

Financial Statements

Interest Rates

Careers

Customer Care

Service Charges

Policies


Interest Rates on Loans

Rates of interest applicable for various categories of Loans are as under (with effect from 01-10-2023)

Sl. No. Category Rate of interest
%

A.

Term Loans & Mortgage Loans

A+ 12
A - 13.00
B - 14

B.

Secured Overdrafts

14.00

C.

Cash Credit

14.00

D.

Misc. Loans

 
 

Vehicle Loans (Upto Rs. 5.00 lakh)

12.00
 

Vehicle Loans (Above Rs. 5.00 lakh)

12.00
 

Housing Loans

12.00
 

Loan against NSC/KVP/LIC Policy etc.

11.00
 

Consumer Durable Loans

14.00
 

Revolving Vehicle Loans

12.00
 

Loan / Limit to Real Estate

14.00
 

D L / OD Limit Against Deposit {To Self ( Deposit Rate +)}

+1.00
 

D L / OD Limit against deposit{Third party ( Deposit Rate +)}

+1.50
 

S O D against Gold / Jewelry

12.00
 

Vardhaman Smart Gold Loans (One Year)

9.75
 

Vardhaman Short Term Gold Loans (6 Months)

9.75
Rate of Interest are subject to change from time to time.