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About Us

Financial Statements

Interest Rates

Careers

Customer Care

Service Charges

Policies

Inoperative CASA Accounts as on 31.03.25

KYC- Self Declaration Form


Service Charges

 

 

Activity

Proposed Charges from 01.04.2023

 

I.

 

Savings Bank Account

 

 

1.

Operative Accounts

No Service Charges

 

 

Closure of SB Account

 

 

1.

Operative Accounts

Rs. 100/-

 

2.

Inoperative Accounts

Ac maintenance charges

Rs. 100/-

 

II.

 

Current Account

 

 

1.

Operative Accounts – Folio Charges

Rs. 200/- per half year

 

 

 

 

Closure of CA Account

 

 

1.

Operative Accounts

Rs. 200/-

 

2.

Inoperative Accounts

Rs. 200/-

 

III.

 

Service charges relating to General Banking 

 

 

1.

Banker’s Cheques

Upto  Rs. 25,000 - Rs. 100/-

 

 

Rs. 25,001 and above Rs.5/-  per thousand

Max. Rs.2500/-





2.

Demand Drafts

 

 

 

HDFC

Upto  Rs. 25,000 - Rs. 100/-

 


Rs. 25,001 and above Rs.5/- per thousand

Max. Rs.2500/-


3.

Issue of Duplicate Bankers cheques / Duplicate Demand Drafts

Rs. 100/- per instrument

 

4.

Revalidation / Cancellation of Drafts / Bankers cheques / DD cancellation 

Rs. 100/- per instrument

 

5.

Stop payment instructions 

Rs. 100/- per instrument

 

6.

Minimum Balance Charges 

 

 

Current Account 

Rs. 100/- proportionate

 

Savings Account 

Rs. 50/- proportionate

 

 

7.

Issue of Non-Personalized  Cheque Books Current / SOD / CC 

 Savings Account 

 

Rs. 3/- per leaf + GST

 

Rs. 2/- per leaf + GST

 

Issue of Personalized  Cheque Books Current / SOD / CC 

 Savings Account 

 

Rs. 4/- per leaf + GST

 

Rs. 3/- per leaf + GST

 

 

8.

Standing Instructions 

No charges

 

 

9.

SMS Alert charges 

 

 

Savings Account

Current Account 

Rs. 50/- per half year

Rs. 100/- per half year

 

 

10.

E Banking Facility – Viewing 

No charges

 

 

11.

ATM /Rupay cards

No charges on issue of ATM Card for the first year

Rs.125/- + GST Yearly Service Charges from 2nd year onwards

 

Transaction on home Atm 

 

Free for 5( Financial/ Non Financial transactions)

Beyond 5 transactions Rs20/- per financial transaction 

Rs.7/- per Non Financial transaction 

 

 

12.

Surrender/Loss of Debit card 

Surrender/Lost/Duplicate debit card Rs.200/-

 

 

13.

Processing Charges for Loans / Limits

 

 

Working Capital 

Rs. 500 per lac for sanction/renewal

Ad hoc limits normal processing charge for the sanction period.

 

Commitment charges

2% on limit in case of takeover of limit by other fIs.

 

Term / Mortgage Loan/VPTL sanction

Rs. 1,000 per lac or part – One Time

 

 

 

Prepayment Charges

2% on advance payment of more than 3 instalments. In case of takeover on outstanding amount.

 

 

 

Folio Charges

 

 

 

SOD /CC Accounts

Rs.250/- for Half Year

 

 

 

OD on Deposits

Rs.150/- for Half Year

 

 

14.

Commission on Bank Guarantee

Rs. 2.50 % pa on the guarantee amount

 

@25% of normal charges\, if covered by 100% Cash Margin. 

 

 

15.

Inward Cheque Return

Up to Rs. 1,00,000 - 

Rs. 100/-

 

Rs. 1,00,001 to Rs. 5,00,000 - Rs. 200/-

 

Above Rs. 5,00,000 - Rs. Max. Rs.300/-

 

 

16.

Outward Cheque Return

Up to Rs. 1,00,000 Rs. 100/-

 

Rs. 1,00,001 to Rs. 10,00,000 - Rs. 200/-

 

Above Rs. 10,00,000 - Rs. Max. Rs.300/-

 

 

17.

NEFT / RTGS Charges

Free

 

 

18.

Certificate Issue Charges

Rs. 100/- per Certificate 

 

 

19.

Transfer of Inoperative to Operative 

 

 

Savings Account

Rs. 50/-

 

Current Account

Rs. 100/-

 

IV .

 

Rent on Lockers

Proposed Charges from 01.07.2024

 

1.

Locker Model

Existing Rent        Revised Rent

 

SMALL

Rs. 1,000/-         Rs. 1,500/-

 

MEDIUM

Rs. 1,700/-         Rs. 2,500/-

 

BIG

Rs. 2,650/-         Rs. 4,000/-

 

(Goods and Service Tax (GST) @ 18.00 % to be collected extra)