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Activity
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Charges
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I.
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Savings Bank Account
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1.
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Operative Accounts
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No Service Charges
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2.
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Inoperative Accounts
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Rs. 50/- per half year
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Closure of SB Account
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1.
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Operative Accounts
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Rs. 100/-
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2.
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Inoperative Accounts
Ac maintenance charges
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Rs. 100/-
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II.
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Current Account
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1.
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Operative Accounts – Folio Charges
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Rs. 200/- per half year
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2.
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Inoperative Accounts
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Rs. 200/- per half year
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Closure of CA Account
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1.
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Operative Accounts
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Rs. 200/-
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2.
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Inoperative Accounts
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Rs. 200/-
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III.
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Service charges relating to General Banking
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1.
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Banker’s Cheques
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Upto Rs. 25,000 - Rs. 100/-
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Rs. 25,001 and above Rs.5/- per thousand
Max. Rs.2500/-
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2.
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Demand Drafts
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HDFC
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Upto Rs. 25,000 - Rs. 100/-
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Rs. 25,001 and above Rs.5/- per thousand
Max. Rs.2500/-
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3.
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Issue of Duplicate Bankers cheques / Duplicate Demand Drafts
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Rs. 100/- per instrument
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4.
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Revalidation / Cancellation of Drafts / Bankers cheques / DD cancellation
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Rs. 100/- per instrument
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5.
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Stop payment instructions
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Rs. 100/- per instrument
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6.
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Minimum Balance Charges
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Current Account
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Rs. 100/- per incidence
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Savings Account
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Rs. 50/- per incidence
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7.
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Issue of Non-Personalized Cheque Books Current / SOD / CC
Savings Account
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Rs. 3/- per leaf + GST
Rs. 2/- per leaf + GST
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Issue of Personalized Cheque Books Current / SOD / CC
Savings Account
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Rs. 4/- per leaf + GST
Rs. 3/- per leaf + GST
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8.
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Standing Instructions
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No charges
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9.
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SMS Alert charges
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Savings Account
Current Account
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Rs. 50/- per half year
Rs. 100/- per half year
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10.
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E Banking Facility – Viewing
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No charges
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11.
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ATM /Rupay cards
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No charges on issue of ATM Card for the first year
Rs.125/- + GST Yearly Service Charges from 2nd year onwards
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Transaction on home Atm
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Free for 5( Financial/ Non Financial transactions)
Beyond 5 transactions Rs20/- per financial transaction
Rs.7/- per Non Financial transaction
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12.
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Surrender/Loss of Debit card
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Surrender/Lost/Duplicate debit card Rs.200/-
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13.
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Processing Charges for Loans / Limits
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Working Capital
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Rs. 500 per lac for sanction/renewal
Ad hoc limits normal processing charge for the sanction period.
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Commitment charges
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2% on limit in case of takeover of limit by other fIs.
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Term / Mortgage Loan/VPTL sanction
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Rs. 1,000 per lac or part – One Time
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Prepayment Charges
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2% on advance payment of more than 3 instalments. In case of takeover on outstanding amount.
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14.
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Commission on Bank Guarantee
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Rs. 2.50 % pa on the guarantee amount
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@25% of normal charges\, if covered by 100% Cash Margin.
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15.
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Inward Cheque Return
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Up to Rs. 1,00,000 -
Rs. 100/-
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Rs. 1,00,001 to Rs. 5,00,000 - Rs. 200/-
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Above Rs. 5,00,000 - Rs. Max. Rs.300/-
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16.
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Outward Cheque Return
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Up to Rs. 1,00,000 Rs. 100/-
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Rs. 1,00,001 to Rs. 10,00,000 - Rs. 200/-
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Above Rs. 10,00,000 - Rs. Max. Rs.300/-
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17.
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NEFT / RTGS Charges
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Free
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18.
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Certificate Issue Charges
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Rs. 100/- per Certificate
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19.
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Transfer of Inoperative to Operative
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Savings Account
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Rs. 50/-
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Current Account
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Rs. 100/-
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