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Mobile Banking Service

Rupay PaySecure / E-Commerce

About Us

Financial Statements

Interest Rates

Careers

Customer Care

Service Charges


Service Charges



Activity

Charges

I.


Savings Bank Account


1.

Operative Accounts

No Service Charges 

2.

Inoperative Accounts

Rs. 50/- per half year


Closure of SB Account


1.

Operative Accounts

Rs. 100/-

2.

Inoperative Accounts

Ac maintenance charges

Rs. 100/-

II.


Current Account


1.

Operative Accounts – Folio Charges

Rs. 200/- per half year


2.

Inoperative Accounts

Rs. 200/- per half year


Closure of CA Account


1.

Operative Accounts

Rs. 200/-

2.

Inoperative Accounts

Rs. 200/-

III.


Service charges relating to General Banking 


1.

Banker’s Cheques

Upto  Rs. 25,000 - Rs. 100/-


Rs. 25,001 and above Rs.5/-  per thousand

Max. Rs.2500/-

2.

Demand Drafts



HDFC

Upto  Rs. 25,000 - Rs. 100/-


Rs. 25,001 and above Rs.5/- per thousand

Max. Rs.2500/-

3.

Issue of Duplicate Bankers cheques / Duplicate Demand Drafts

Rs. 100/- per instrument

4.

Revalidation / Cancellation of Drafts / Bankers cheques / DD cancellation 

Rs. 100/- per instrument

5.

Stop payment instructions 

Rs. 100/- per instrument

6.

Minimum Balance Charges 


Current Account 

Rs. 100/- per incidence

Savings Account 

Rs. 50/- per incidence


7.

Issue of Non-Personalized  Cheque Books Current / SOD / CC 

 Savings Account 


Rs. 3/- per leaf + GST


Rs. 2/- per leaf + GST

Issue of Personalized  Cheque Books Current / SOD / CC 

 Savings Account 


Rs. 4/- per leaf + GST


Rs. 3/- per leaf + GST


8.

Standing Instructions 

No charges


9.

SMS Alert charges 


Savings Account

Current Account 

Rs. 50/- per half year

Rs. 100/- per half year


10.

E Banking Facility – Viewing 

No charges


11.

ATM /Rupay cards

No charges on issue of ATM Card for the first year

Rs.125/- + GST Yearly Service Charges from 2nd year onwards

Transaction on home Atm 

Free for 5( Financial/ Non Financial transactions)

Beyond 5 transactions Rs20/- per financial transaction 

Rs.7/- per Non Financial transaction 


12.

Surrender/Loss of Debit card 

Surrender/Lost/Duplicate debit card Rs.200/-


13.

Processing Charges for Loans / Limits


Working Capital 

Rs. 500 per lac for sanction/renewal

Ad hoc limits  normal processing charge for the sanction period.

Commitment charges

2% on limit in case of takeover of limit by other fIs.

Term / Mortgage Loan/VPTL sanction

Rs. 1,000 per lac or part – One Time



Prepayment Charges

2% on advance payment of more than 3 instalments. In case of takeover on outstanding amount.


14.

Commission on Bank Guarantee

Rs. 2.50 % pa on the guarantee amount

@25% of normal charges\, if covered by 100% Cash Margin. 


15.

Inward Cheque Return

Up to Rs. 1,00,000 - 

Rs. 100/-

Rs. 1,00,001 to Rs. 5,00,000 - Rs. 200/-

Above Rs. 5,00,000 - Rs. Max. Rs.300/-


16.

Outward Cheque Return

Up to Rs. 1,00,000 Rs. 100/-

Rs. 1,00,001 to Rs. 10,00,000 - Rs. 200/-

Above Rs. 10,00,000 - Rs. Max. Rs.300/-


17.

NEFT / RTGS Charges

Free


18.

Certificate Issue Charges

Rs. 100/- per Certificate 


19.

Transfer of Inoperative to Operative 


Savings Account

Rs. 50/-

Current Account

Rs. 100/-

(Goods and Service Tax (GST) @ 18.00 % to be collected extra)