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Loan Schemes

Vardhaman Smart Gold Loans

Purity of Gold Advance value/
per gram (Rs.)
ROI
22 Carat Rs. 4770/- 9.75 %
20 Carat Rs. 4338/- 9.75 %

Short Term Gold Loans

Purity of Gold Advance value/
per gram (Rs.)
ROI
22 Carat Rs. 4992/- 9.75 %
20 Carat Rs. 4539/- 9.75 %

Note:- (Advance rates on Gold are revised every day based on IBJA Rates.)

Loans Against NSCS / KVPS / LIC Policies

  1. Loan upto 75%of face value of NSCS/KVPS & surrender value of LIC policies.

Loans for Business

  1. Cash Credits against stocks and Book Debts.
  2. Overdraft against property.

Industrial Finance

Working Capital Facility

  1. C.C against stocks / Book Debts.
  2. O.D. against mortgage of property.

Loans against Bank's Deposits

  1. O D facility
  2. Demand Loans

Other Loans

  1. Housing Loans
  2. Vehicle (4-Wheeler) Loans.

Note:- All the above Loan Schemes are subject to Terms and Conditions of Banks Loan Policy.

Click here to Check Interest Rates on Loan Schemes