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Loan Schemes

Vardhaman Smart Gold Loans

Purity of Gold Advance value/
per gram (Rs.)
22 Carat Rs. 2750/-
20 Carat to < 22 Carat Rs. 2400/-

Short Term Gold Loans

Purity of Gold Advance value/
per gram (Rs.)
22 Carat Rs. 2900/-
20 Carat to < 22 Carat Rs. 2550/-

Loans Against NSCS / KVPS / LIC Policies

  1. Loan upto 75%of face value of NSCS/KVPS & surrender value of LIC policies.

Loans for Business

  1. Cash Credits against stocks and Book Debts.
  2. Overdraft against property.

Industrial Finance

Working Capital Facility

  1. C.C against stocks / Book Debts.
  2. O.D. against mortgage of property.

Loans against Bank's Deposits

  1. O D facility
  2. Demand Loans

Other Loans

  1. Housing Loans
  2. Vehicle (4-Wheeler) Loans.

Note:- All the above Loan Schemes are subject to Terms and Conditions of Banks Loan Policy.

Click here to Check Interest Rates on Loan Schemes