We have revised Policy on Allotment of Shares. Click here to view the notice. Unclaimed Deposits Under DEAF Account. Click here to view list. Members who have not received the dividend for financial year 2013-14, 2014-15 and / or 2015-16 may contact us at "care@vardhamanbank.com" or call 040-46664777.

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Loan Schemes

Gold Loans

with effect from 01-01-2017

  1. Rs 1650/- per Gram on Net weight for loans repayable within 6 months.
  2. Rs. 1650/- per Gram on Net weight for loans repayable within 1 year.
  3. Over draft facility against pledge of Gold Ornament.
  4. Gold Loans above Rs. 2.00 lacs are available with suitable repayment programme upto 2 years.

Loans Against NSCS / KVPS / LIC Policies

  1. Loan upto 75%of face value of NSCS/KVPS & surrender value of LIC policies.

Loans for Business

  1. Cash Credits against stocks and Book Debts.
  2. Overdraft against property.

Industrial Finance

Working Capital Facility

  1. C.C against stocks / Book Debts.
  2. O.D. against mortgage of property.

Loans against Bank's Deposits

  1. O D facility
  2. Demand Loans

Other Loans

  1. Housing Loans
  2. Vehicle (4-Wheeler) Loans.

Note:- All the above Loan Schemes are subject to Terms and Conditions of Banks Loan Policy.

Click here to Check Interest Rates on Loan Schemes