We have revised Policy on Allotment of Shares. Click here to view the notice. Unclaimed Deposits Under DEAF Account. Click here to view list. Members who have not received the dividend for financial year 2013-14, 2014-15 and / or 2015-16 may contact us at "[email protected]" or call 040-46664777.

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Interest Rates on Deposits

Applicable interest Rates with effect from 26-11-2018 are as under.

Period Interest Rates
For General Public (p.a)
Interest Rates
for Senior Citizens (p.a)
7 days to 14 days 4.00 % 4.00 %
15 days to 29 days 4.50 % 4.50 %
30 days to 180 days 6.25 % 6.25 %
181 days to 1 year 7.50 % 8.00 %
Above 1 year to 3 years 7.75 % 8.25 %
Above 3 years to 10 years 7.25 % 7.75 %
450 Days 8.25% 8.75%
900 days (Vardhaman Smart Deposit Scheme)
Simple Interest Scheme. Interest will be paid on maturity along with principal.
9.25 % (simple) 9.75% (simple)

Other Points

(i) As per the directives of RBI, interest in a leap year shall be calculated taking number of days as 365.