We have revised Policy on Allotment of Shares. Click here to view the notice. Unclaimed Deposits Under DEAF Account. Click here to view list. Members who have not received the dividend for financial year 2013-14, 2014-15 and / or 2015-16 may contact us at "care@vardhamanbank.com" or call 040-46664777.

Rupay PaySecure / E-Commerce

About Us

Financial Statements

Interest Rates

Careers

Customer Care


Interest Rates on Loans

Rates of interest applicable for various categories of Loans are as under (with effect from 01-06-2017)

Sl. No. Category Rate of interest
%

A.

Term Loans & Mortgage Loans

 
 

Above Rs. 25 lakh

15.50
 

Above Rs. 5.00 lakh to Rs. 25 lakh

15.25
 

Upto Rs. 5 lakh

15.00

B.

Secured Overdrafts (Against Security of Property)

 
 

Above Rs. 25 lakh to Rs. 100 lakh
*16.00 for Commercial Real Estate

15.50*
 

Above Rs. 5 lakh to Rs. 25 lakh

15.25
 

Upto Rs. 5 lakh

15.00

C.

Secured Overdrafts (Against Security of Gold Jewellery)

 
 

Above Rs. 5.00 lakh

13.50
 

Upto Rs. 5.00 lakh

13.50

D.

Demand Loan (Against Security of Gold Jewelry)

 
 

Above Rs. 5.00 lakh

13.50
 

Upto Rs. 5.00 lakh

13.50

E.

Cash Credit

 
 

Above Rs. 25 lakh

15.50
 

Above Rs. 5.00 lakh to Rs. 25 lakh

15.25
 

Upto Rs. 5.00 lakh

15.00

F.

Misc. Loans

 
 

Vehicle Loans (Upto Rs. 5.00 lakh)

13.00
 

Vehicle Loans (Above Rs. 5.00 lakh)

14.00
 

Housing Loans

14.00
 

Loan against NSC/KVP/LIC Policy etc.

13.00
 

Consumer Durable Loans

14.00
 

Revolving Vehicle Loans

15.00
* Conditions apply
Rate of Interest are subject to change from time to time.